Primary banking functions of commercial banks

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1.Primary banking functions of the commercial banks does not include:

(01) Acceptance of deposits

(02) Clearing of cheques

(03) Creation of credit

(04) Advancing loans

(05) Agency Services

2.What value will come in place of question mark (?) in the number-series given below?

7 8 4 13 -3 22 ?

Explanation:

+12 ,-22 ,+32 ,-42 ,+52 ,-62

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